JUST FUNDED! DSCR Refinance – Everett, WA

Complex property profiles are no problem when you know how to navigate underwriting!
Our investor needed to lock in long-term debt on a unique property, but automated systems triggered multiple red flags:

• Duplex vs. Condo: Built as a duplex, but legally declared a condo for separate title ownership.
• Ghost Lien: Title software pulled up an old lien belonging strictly to the adjacent unit.
• Dual Addresses: Tax records and emergency services mapped two different street numbers to the same parcel.
• Self-Managed HOA: Required a custom Limited Review Condo Questionnaire cleared without a management company.

We cleared every condition with detailed parcel records and direct letters of explanation, successfully locking in a 30-year fixed DSCR loan!

Why investors work with us:
No personal income or tax returns required for DSCR
Smooth transition from short-term debt to 30-year fixed cash flow stability
Expert navigation of tricky titles, condo declarations, and county tax records

Have a complex deal or hitting underwriting hurdles? Let’s connect!
DM me or email tommy@soundlendingteam.com
206-889-9495