Bank Statement Loans – Perfect for Self-Employed Borrowers!
Why Choose a Back Statement Loan?
✅ Ideal for Self-Employed: Prove your income with bank statements instead of tax returns.
✅ Purchase or Refinance: Buy your dream home or lower your monthly payments.
✅ Flexible Terms: Competitive rates and loan options tailored to your needs.
✅ Fast and Easy: Streamlined process to get you approved quickly.
1. Fill Out the Quote Form: Share a few details about your financial situation.
2. Get a Custom Quote: We’ll provide loan options tailored to your needs.
3. Close with Confidence: Our team will guide you every step of the way.
What is a Bank Statement Loan?
A Bank Statement Loan is a mortgage solution for self-employed individuals, freelancers, and business owners who may not qualify for traditional loans. Instead of relying on tax returns, lenders use your bank statements to verify your income, making it easier to secure financing.
Who Is This for?
✔ Self-employed professionals (contractors, consultants, freelancers).
✔ Small business owners with fluctuating income.
✔ Investors or individuals with non-traditional income streams.
✔ Anyone looking to purchase or refinance without tax return hassles.
What You’ll Need:
- 12 months of personal or business bank statements.
- Basic information about the property (purchase price or current value).
- A few minutes to fill out our Quote Form.
Get Started Today!
Your Dream Home or Refinance is Just a Few Clicks Away.
Testimonials:
“As a freelance designer, I struggled to get approved for a mortgage until I found Sound Lending Team. The Bank Statement Loan was a lifesaver – I’m now a proud homeowner!” – Jessica L., Freelancer.
“Refinancing with Tommy at Sound Lending Team was the best decision I made. The process was simple, and I saved hundreds on my monthly payments!” – David P., Small Business Owner.
FAQs:
Q: How many bank statements do I need to provide?
A: Typically, 12–24 months of bank statements are required to verify your income.
Q: Can I use a Bank Statement Loan for an investment property?
A: Yes! Bank Statement Loans can be used for primary residences, second homes, and investment properties.
Q: How quickly can I get approved?
A: Many of our clients receive pre-approval within 24–48 hours of submitting their documents.
Don’t Let Tax Returns Hold You Back!
Fill out the form below to get started!