Real Client Quote: DSCR Purchase in Federal Way, Washington! 🏠
Looking to scale your real estate portfolio and secure a stable long-term rate without jumping through traditional underwriting hoops? Check out this real-time purchase quote locked for a single-family residence (SFH)!
Deal Breakdown:
- Loan Type: DSCR Purchase (30-Year Fixed)
- Property Type: Investment Home | Single-Family Residence (SFH)
- Estimated Value: $539,000
- Loan Amount: $404,250
- LTV: 75%
- Credit Score: 750
- DSCR Ratio: 1.0+ (Qualifies based on property rental income!)
- Prepayment Penalty: 2-Year
Pricing & Rates:
- Interest Rate: 7.375%
- APR: 7.522%
- Fees: 1% Origination Fees ($0 Discount Points)
Why DSCR Purchase Financing Works for Investors:
- No W-2s or Tax Returns Required: Qualification focuses on the property’s debt-service coverage ratio (DSCR 1.0+) rather than personal income or DTI constraints.
- Leverage Up to 75% LTV: Acquire new investment assets while retaining capital for future deals.
- Long-Term Cash Flow Stability: Lock in a 30-Year Fixed rate to keep monthly principal & interest payments predictable for decades.
Ready to see how a DSCR purchase loan can work for your Pacific Northwest investment properties? Let’s run the numbers!