02/02/24 JUST FUNDED! Conventional Cash-Out Refinance. Another cash-out refinance CLOSED & FUNDED! Real estate investors purchased this property six months ago, remodeled the house, and now collecting rental income. We did a cash-out refinance for them so they could recoup their initial investment and move on to their next project.
02/07/24 JUST FUNDED! Primary Residence Purchase. Another loan CLOSED & FUNDED! This purchase is for a husband and wife who are upgrading from their existing home, which they are converting to a rental. One has a W2 income, and the other is a business owner. We took the business bank statements to do a Bank Statement Loan, combined with the W2 income AND we were able to include their future rental income as qualifying income. From loan submission to Cleared-to-Close, it only took 21 days!
02/18/24 JUST FUNDED! Primary Residence Purchase. Another loan CLOSED & FUNDED! A married couple, both were previously travel nurses with variable incomes, so their qualifying incomes were a bit tricky to calculate. In addition, they are adding future rental income from their departing home to the income calculation. We spent a lot of time gathering Verifications of Employment (VOE) from 6 different employers, but we got the loan closed 10 days before the scheduled closing date.
10/05/23 JUST FUNDED! Investment Property Purchase in Tacoma, WA. Another DSCR loan CLOSED & FUNDED for another REPEAT client. This property was sold through probate and we had to work out some kinks with the chain of title. Took a couple of months for the attorney to finish a Quiet Title action, and eventually was closed just ONE WEEK after our second submission.
01/05/24 JUST FUNDED! DSCR Cash-Out Refinance. Another cash-out refinance CLOSED & FUNDED! This is a repeat client, he purchased & rehabbed this property recently, and he wanted to take some equity out so he could start another project. We did a cash-out refinance for him so he has enough cash downpayment to purchase another rental property.
01/10/24 JUST FUNDED! Investment Property Cash Out Refinance. Another Conventional Cash Out Refinance CLOSED & FUNDED! This client was looking for a way to tap into the equity from his rental property, and we were able to get him over $100K cash in his pocket at closing.
08/30/23 JUST FUNDED! Investment Property Purchase in Tukwila, WA. Another DSCR loan CLOSED & FUNDED! This REPEAT client is a real estate agent, this property will add to his existing real estate portfolio. Clean file, lender paid appraisal, from loan submission to Closed within 25 days.
09/18/23 JUST FUNDED! Primary Residence Purchase. Another loan CLOSED & FUNDED! This client sold one of their investment properties and used the proceeds as a downpayment to upgrade to a new home, they also converted their existing home to a rental. We were able to include their projected rental income to qualify for this loan. From loan submission to Cleared-to-Close only took 15 days! The clients’ realtor was extremely helpful in closing the deal.
09/21/23 JUST FUNDED! Primary Residence Purchase. Another loan CLOSED & FUNDED! This client is a realtor and a friend, they were able to negotiate the price to $15K below asking, and we got them a very good interest rate to go with it. The loan was closed in their Family Trust. From loan submission to Cleared-to-Close only took 14 days!
06/02/23 JUST FUNDED! DSCR Cash-Out Refinance. Another cash-out refinance CLOSED & FUNDED! This real estate investor purchased this property six months ago, remodeled the house, and now collecting rental income. We did a cash-out refinance for him so he has enough cash downpayment to purchase another rental property.
06/08/23 JUST FUNDED! Investment Property Purchase. Another DSCR loan CLOSED & FUNDED! This is a repeat client that I did a DSCR cash-out refi for him several months ago. This time he found a beautiful STR property in GA (as 1031 exchange), we used the estimated income from AirDNA as his qualifying income, the appraisal came back clean and we were able to close within 30 days.
06/16/23 JUST FUNDED! Primary Residence Purchase. Another loan CLOSED & FUNDED! This client was in the process of switching jobs, and we were able to get him a loan based on his future income. From loan submission to Cleared-to-Close only took 16 days! The client’s agent stepped in BIG TIME to assist in getting all the docs ready.
02/16/23 JUST FUNDED! Investment Property Rate & Term Refinance. Another DSCR refinance CLOSED & FUNDED! This real estate investor purchased the property with a high-interest hard money loan, and we were able to get them into a 30Yr Fixed loan with a lower monthly payment. The property is currently rented out with positive cash flow.
05/22/23 JUST FUNDED! Investment Property. Rate & Term Refinance Another DSCR refinance CLOSED & FUNDED! We were able to help this investor refinance her existing hard money loan at 15% interest! We got her into a 30Yr Fixed loan with a lower monthly payment and cut her interest rate by almost 45%! Now she’s able to generate positive cash flow from her rental property.
05/23/23 JUST FUNDED! Investment Property Purchase. Another DSCR loan CLOSED & FUNDED! This client is a real estate agent/investor, this is one of two properties he’s buying with DSCR loans. Very clean file, good downpayment, positive cash flow, perfect example of real estate investing.
11/08/22 JUST FUNDED! Investment Property Purchase – 30Yr Fixed DSCR loan. The client went overseas shortly after signing the purchase agreement, and I had the pleasure of working with an AMAZING realtor who helped me with obtaining all the necessary docs to close this DSCR loan. From loan submission to funding in 30 days.
11/21/22 JUST FUNDED! Investment Property Purchase. Another DSCR loan CLOSED & FUNDED! This client is a real estate agent and he found an absolute money-making rental in Florida, clean appraisal and with $5K seller credit, from start to finish all within 30 days.
11/28/22 JUST FUNDED! Investment Property Cash-Out Refinance. Another cash-out refinance CLOSED & FUNDED! This real estate investor purchased the property with cash, remodeled the house, and then took some cash out of his initial investment. The property is now available for rent, and the investor has enough cash to move on to his next project.
07/25/22 JUST FUNDED! Cash-Out Refinance – Bank Statement Loan. The client needed cash for home improvement and for his next investment property. He has some business income that was considered “unusual” by some lenders. We were able to find a lender that accept 100% of his business income and was able to get more cash than he initially thought he could.
08/22/22 JUST FUNDED! Cash-Out Refinance – Investor DSCR Loan. The client took cash out from his new construction vacation property so he has additional capital for his next investment opportunity. We had to find a lender that would lend to properties in rural areas, it turns out this lender actually has better rates than most DSCR lenders, a win-win for the client.
10/24/22 JUST FUNDED! Investment Property Purchase – 30Yr Fixed Conventional. The client wants to start investing in rental properties but lacks the required downpayment. Instead of doing a cash-out refinance on his primary, we decided it’d be cheaper to do a HELOC. Down payment secured, offer accepted, loan closed, all within 25 days.
06/17/22 JUST FUNDED! (2 of 4) Conventional Cash-Out Refinance. The client needed cash for his next investment opportunity, we ran the numbers and found that getting cash out from 4 of his 6 rentals would get him the most amount of cash with the lowest costs possible. This loan also went from submission to CTC in just 12 days.
06/20/22 JUST FUNDED! (3 of 4) Conventional Cash-Out Refinance. The client needed cash for his next investment opportunity, we ran the numbers and found that getting cash out from 4 of his 6 rentals would get him the most amount of cash with the lowest costs possible. This loan also went from submission to CTC in just 13 days.
06/28/22 JUST FUNDED! Investment Property Purchase w/ Bank Statement Loan. This client is self-employed and we were able to qualify him with all the bank deposits to his business bank account, NO TAX RETURNS NEEDED. I’m happy to help him add another property to his real estate investment portfolio.
06/01/22 JUST FUNDED! another DSCR loan Refi CashOut. This client needed cash to acquire another investment property, we were able to leverage equity from his existing investment property and got the cash he needed. The loan was funded this morning and he was able to close on his purchase all in the same day
06/07/22 JUST FUNDED! This investor has investment properties in multiple states and we were able to help him further expand his portfolio into Oklahoma.
06/15/22 JUST FUNDED! (1 of 4) Conventional Cash-Out Refinance. The client needed cash for his next investment opportunity, we ran the numbers and found that getting cash out from 4 of his 6 rentals would get him the most amount of cash with the lowest costs possible. This loan went from submission to CTC in just 12 days.
The client took advantage of the No-Income DSCR loan program to purchase their second investment property. They were able to get qualified with just three things: Down Payment, Credit Score, and Appraisal.
05/09/22: JUST FUNDED! Investment Property Purchase. Another DSCR loan CLOSED & FUNDED! Same-Day Approval and Cleared-to-Closed in just 10 Days! Ask me how you can buy investment properties with no income check and no tax returns.
05/20/22: JUST FUNDED! Primary Residence Purchase. The client is an older gentleman, disabled, and is on a fixed income, we were able to get him to qualify for an FHA loan and with seller’s credit to help with closing costs. After years of renting, he said he can finally enjoy his retirement with a property of his own, mission accomplished.